Demystified Series - Mile High Finance Guy

Financial Freedom through investing

Demystified Series

So you want to achieve financial freedom? Well, you are in the right place. Through the MHFG Demystified Series, I will cover topics that range from Green to Blue to Black in difficulty. Do you have what it takes? Then read along as I demystify investment strategies learned while working in the financial services industry that you need to know.

Margin loan vs cash value loan illustration via a bank and dollar sign

Which Is Best? A Margin Loan vs Cash Value Loan

Bank Failures & SIPC Insurance Warning Image

Institutional Failure In 2023, SIPC Insurance, and You

2022 bond markets crash and inflation soars

2022 Crushed Bond Markets. What About 2023?

Private equity

Should Private Equity Fit Into Your Portfolio?

Alternative investments illustration showing fund split into various asset classes

Alternative Investments Are Gaining Popularity In 2022, Should You Consider Them?

payment for order flow graphic of money moving between two parties

My 2¢ On Payment For Order Flow & If Should You Care

Short selling transaction of a price going down

Short Selling Demystified In 5 Min – Is It Worthwhile?

Donor Advised Funds Are Powerful: My Financial Samurai Guest Post

Student loan debt forgiven through government gift/program

$10k Of Your Student Loan Debt Was Just Forgiven. Now What?

QDRO account

QDRO Account? 7 Facts You Should Know

Direct indexing graphic

Can Direct Indexing Save You Money? 6 Facts

Blind Luck Project Guest Post Photo

Blind Luck Project: My (2022 Recession) Guest Post

What is risk image

What Is Risk? Baby Don’t Hurt Me, No More!

One Million Dollar Bill How to Spend $1m/week

14 Money Tricks I Learned Spending $1M/Week

Buy This Not That Book Review Image

Buy This Not That Book Review (In Depth)

market volatility

How You Can Survive Market Volatility (i.e., Turbulence)

Debt payoff

Debt Payoff: What A Former Loan Shark Wants You To Know

financial topics

The 5 Financial Topics Partners Must Discuss For Success

research broker advisor

How You Can Research A Broker or Advisor

non-qualified retirement plan

Does Your Employer Offer 1 Or More Non-Qualified Retirement Plans?

SIMPLE IRA

What is a SIMPLE IRA (and how does it work)?

Risk

Every Risk Presents A (Potential) Reward

ESG Investing Cover Image

Could ESG Investing Fit Into Your Portfolio?

market crash

Market Crash – Don’t Turn Your Portfolio Into a Photograph

college cost

How Much Will College Cost In The Future? A Calculator

Life insurance coverage

How Much Life Insurance Do You Really Need? $1m or more?

Roth Conversion Backdoor Roth

Roth Conversion Season – Q4

Financial advisor

Hiring A Financial Advisor? 3 Things To Know

401(k) investments

Unique 401(k) Investments You Need to Know About

annuities

Annuities: How They Work & 5 Things To Know

Decluttering

Discover Lost Cash Through Decluttering

gold

Should Gold Be In Your Portfolio? 3 Things To Know

International stocks

Buying International Stocks Is Essential, But Not Exciting

HSA

Choosing Health Insurance? Time To Discuss HSA Plans

term insurance

Why You Probably Need Term Insurance For Protection

payoff

Debt Payoff Versus Investing Extra Cash – 5 Facts

Crypto

Crypto Is Not What You Think

solo-k

No Savings Party Is Complete Without The Solo-K

Don't buy the drop

Buy Now & Tomorrow, But Don’t Buy the Drop! 2021

penalty free

How To Withdraw From IRA & 401k Plans Penalty Free

60/40 portfolio declining yields

Centuries of Declining Bond Yields & The 60/40 Portfolio: Is Change Warranted?

Spousal IRA for those married

Is the Spousal IRA the Secret IRA?

SEP

SEP IRA – The #1 SEP-arate Side Hustle IRA

ira versus life insurance battle

How Much To Save In An IRA Versus Life Insurance

I Don’t Have Kids. I Save In A 529 Plan.

permanent life insurance

Permanent Life Insurance Is Not An Investment

anchor strategies image featuring an anchor and money

Anchor Strategies Keep Your Portfolio From Sinking

target date fund graphic illustration of a fund being targeted

How I Came To Love Target Date Funds

rebalance graphical depiction of funds balancing on a board

It’s Critical To Rebalance Your Portfolio, Now!

corona crash illustration of car crashing

The 2020 Corona Crash & Stoic Investing

Portfolio construction image shown by portfolio return tracker line and a thumbs up

You’re Investing Wrong: How To Use Portfolio Construction

how much to retire

How Much Do You Need to Retire? $1M?

ETFs tax efficiency illustration

ETFs Are More Tax Efficient

Index fund illustrated through fund and arrow line

How To Choose The Best (#1) Index Fund

debit cards illustrated by card inserted into an ATM

Debit Cards Cost You Money & Opportunities!

ira rollover to has

IRA Rollover … To An HSA?

Net unrealized appreciation being captured

Net Unrealized Appreciation: The Ultimate Tax Break

active or index fund visual illustration

Active or Index Fund: How to Decide?

Roth Ladders

Roth Ladders Provide Freedom – 5 Facts

asset allocation diagram

How to be SLI: Asset Allocation Investing

Savings hierarchy chart

The Ultimate Retirement Savings Hierarchy

turnover ratio illustrated via money bag and ratio symbol

Turn down for what? Turnover Ratios

backdoor

Is there a FIRE Backdoor?

old 401(k)

Left your job or old 401(k): Now what?